It is always important to know legal matters that pertain to your insurance policy. After all, you want to make sure that you are getting what is due to you in a legal manner.
When it comes to personal injury protection or PIP, there are things you should know.
- What is Personal Injury Protection?
Personal injury protection or PIP is one of the features of your auto insurance plan. PIP is also known as a no-fault insurance. With this feature, the insurance provider covers the healthcare expenses related to the treatment of injuries due to vehicular accidents.
- Who does PIP cover?
Of course, PIP covers the medical expenses of the policyholder. At the same time, it also covers the passengers who are hurt in vehicular accidents. This is true even if the passengers do not have health insurance.
In case multiple people sustain injuries in the accident, the insurance provider sets a limit as to who will be covered. You may talk with the insurance provider along with a lawyer in Maryland for further information about this situation.
- Is Personal Injury Protection a Requirement?
Not all states require personal injury protection to be an add-on feature to your auto insurance policy. Of course, every state differs. The states below are some of the states that require PIP:
- Washington, DC
- New York
Other states may offer PIP as an add-on feature. These states include:
If you get involved in a car accident, you need to check if you have the PIP in your auto insurance. For legal assistance in this matter, contact Law Offices of Fogam & Associates LLC. We are a law firm in Silver Spring, Maryland that offers a wide variety of legal services. Call us today!